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| Loan Links | Ready EquitySM Loans | ||||||||
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With a Ready EquitySM Home Equity Loan, you will always have ready cash for home improvements, debt consolidation, or any special plans or purchases you may want to make at a moment's notice. You can also use your home's equity as a cash management tool and the interest may be tax deductible.* Ready Equity Offers You:
Information You'll Need to Apply: Prior to filling out the application, you probably want to have some personal information handy:
Married persons may apply for individual credit. If you are applying with more than one co-applicant, please call 1-800-495-7100. Confidential, no obligation. Disclosures  * Annual Percentage Rate effective 10/1/2006 (up to 85% LTV, owner-occupied) on minimum loan amount of $10,000, maximum of $500,000. Rate assumes automatic payment from a First National Bank account. Other options may be available with different terms. Subject to approval and verification of equity and title report. Property, and, if applicable, flood insurance, is required. See your tax advisor for tax deductibility. 
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| Santa Barbara Bank & Trust,
First National Bank of Central California,
South Valley National Bank,
San Benito Bank,
and First Bank of San Luis Obispo
are divisions of Pacific Capital Bank, N.A., member FDIC.
© - Pacific Capital Bank, N.A. All rights reserved. | |||||||||
