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| Features | Benefits |
|---|
| Self-selected unique user id | Enhanced security and protection of your on line experience. |
| The ability to set and reset your own password | Flexibility and control; you can do it yourself 24 hours a day / 7 days a week! |
| Account aggregation | Ability to view all your on line accounts with a single log in, including accounts at other financial institutions. |
| Account alerts | Provide more up-to-date knowledge of your financial transactions and conditions. |
| Enhanced personal financial management software options | Better control over the way you manage your finances. |
| Improved navigation | Control and personalization of your on line banking experience. |
| Direct payments to your loans and lines of credit | Faster payment posting to loans and lines of credit. |
| Advances from loans and lines of credit | Greater access to your funds. |
| Bill Pay | Faster and more detailed information on bill payments. |
| Enhanced Bank Mail | More options allow you to select and sort messages by subject and receive faster response to your inquiry. |
| AllTime Online and Bill Pay are free of charge | You save money by writing fewer checks and using fewer stamps. |
| Convenient to use | AllTime Online allows you to bank with us 24 hours a day, 7 days a week from the comfort of your home. |
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